Sanctions policy

When utilizing Keral's services (including Keral.co, Pattern by Nikelle Universal E-commerce Ltd., mobile apps, and other services collectively referred to as "Services"), users are accountable for adhering to this policy, irrespective of their location.

This policy is an integral part of our Terms of Use. By utilizing any of our Services, you automatically agree to this policy and our Terms of Use.I

As an Ireland global company operating in various countries, Keral must comply with economic sanctions and trade restrictions, including those enforced by the Office of Foreign Assets Control ("OFAC") of the U.S. Department of the Treasury. This means that neither Keral nor any user of our Services can engage in transactions involving designated individuals, locations, or items originating from specific places, as determined by agencies like OFAC, along with trade restrictions imposed by related laws and regulations.

This policy is applicable to all users of our Services, regardless of their geographical location. It is your responsibility to acquaint yourself with these restrictions.

For instance, these restrictions generally prohibit, but are not limited to, transactions involving:

• Specific geographic areas like Crimea, Cuba, Iran, North Korea, Syria, Belarus, and the Donetsk People’s Republic (“DNR”) and Luhansk People’s Republic (“LNR”) regions of Ukraine, or any individual or entity operating or residing in those places.
• Individuals or entities identified on sanctions lists such as OFAC’s Specially Designated Nationals (“SDN”) List or Foreign Sanctions Evaders (“FSE”) List.
• Nationals of Cuba, unless citizenship or permanent residency outside of Cuba has been established.
• Items originating from areas such as Cuba, North Korea, Iran, or Crimea, excluding informational materials.
• Goods, services, or technology from DNR and LNR, except qualifying informational materials, and agricultural commodities.
• The importation into the U.S. of specific products of Russian origin.
• The exportation from the U.S. of luxury goods to any person located in Russia or Belarus.
• Items subject to the U.S. Tariff Act or related Acts concerning prohibiting the use of forced labor.

To safeguard our community and marketplace, Keral takes measures to ensure compliance with sanctions programs. This includes prohibiting members from using their accounts in certain geographic locations. If there is reason to believe you are violating any economic sanction or trade restriction, we may suspend or terminate your use of our Services. Keral reserves the right to request additional information from buyers and may disable listings or cancel transactions that pose a risk of violating this policy.

In addition to complying with OFAC and local laws, Keral members should be aware that other countries may have their own trade restrictions. Third-party payment processors, such as PayPal, may independently monitor transactions for sanctions compliance and may block transactions as part of their compliance programs. Keral has no authority or control over the independent decision-making of these providers.

As economic sanctions and trade restrictions may change, users are encouraged to regularly check sanctions resources. For legal advice, consult a qualified professional.

Resources: US Department of the Treasury; Bureau of Industry and Security at the US Department of Commerce; US Department of State; European Commission

Last updated on Nov 18, 2023